2025 401k Catch Up Limit. The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2024. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,.

However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. Starting in 2025, employees can contribute up to $23,500 into their 401(k) and 403(b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs.